Step 1: Change how you talk about MONEY! This is a HUGE one and will be difficult. How many times have you heard yourself say, “We don’t have the money for that?” “No, we can’t afford that.” “We are tight this week!” “We are so poor!” I’ve been guilty of it, and I’m sure that you have had it slip. If you haven’t, well, you are lucky! But that still doesn’t mean that you don’t need to change your thinking or speaking about money! From now on you are going to say, “God provides exactly what we need. We have the money to get this, but if we get this, we need to take the money from somewhere else in the budget. So should we take the money from groceries, gas, rent/mortgage, etc?” Do not be afraid to talk to your children about how much you spend on groceries, electric, etc. Talk to them and let them understand that God has provided the money for you, you have worked hard, but now you have a choice to make, going out to eat, getting the toy/video game, ect or pay the bill is important. Teaching your children to trust and have Faith that God will always provide is so important. Looking at money as you controlling it and it not being the one in control of you is essential! It is a step towards FREEDOM!!!
Step 2: It’s important that your children understand that money isn’t going to always be handed to them, but that money is EARNED, that they must WORK for it. Now I know yesterday I told you that we give our children an allowance strictly so that they can learn the value of money, not contingent on their behavior, grades, or chores; instead they work around the house doing things as a way to serve the family.
So now it’s time for you to evaluate as a family or as a couple what will be servant hood chores and what will be the chores that the children receive for money. For example, putting your dishes in the dishwasher in our home is a servant chore, while scrubbing a toilet would be a chore that would get some money. Other servant chores: cleaning your room, making your bed, picking something up that you see laying on the floor (even if it is not yours). Money chores: mowing the grass, weeding, washing and/or cleaning the inside of the car. For us a chore that might be a little struggle for them, take extra time, or is really something that is helpful to keeping the family going but not a necessity would be a money chore.
Having the kids come together with you and discuss will help them to see and understand that in something’s in life we simply do to help make life easier for others (servant hood) getting nothing in return, while other things in life are done because it is WORK and you will get something from it.
You will also need to figure out home much each work chore will cost. Remember it isn’t about the amount of money that they are getting, rather it is about the lesson you are teaching and they are learning. You are not going to change your budget that you decided on yesterday, instead you are going to take that budget and figure out the worth of each work chore from there.
Step 3: Decide when you are going to pay your children. Will it be monthly, bi-weekly, or weekly.
Created for the Gift of the Home Group by Jennifer Cangiamila
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